Last blurb on CTD - it happened 4 times prior, and this time, I targetted the Tab 7 box, removed it, and it seemed to go away just fine. I even chatted with guild for a few lines, until I was writing this post and boom... CTD without warning. Just FYI.
Anyway, if you can get rid of that one anomaly box frame, it looks solid. Thanks for that, and wading through my messy post.
Edit: last one, I swear to god... ok, this CTD with the new mainhud.xml CTD's regardless of removing tabs or not. Apparently, it's just a matter of time before it happens that happened to coincide with my removing tabs. Going back to the old one now that my chat defaults are set.
I'll check back here periodically.